UCM Medical Malpractice Insurance

The Wood Insurance Group is the premier national brokerage for Urgent Care Specialists and is endorsed by the American Academy of Urgent Care Medicine. You can obtain an excellent quote and purchase insurance through The Wood Insurance Group if you are not a member of AAUCM. However, your clinic may want to explore membership since some of our insurers offer special coverages and discounts to AAUCM members.

The Wood Insurance Group has developed specific expertise in Urgent Care Medicine beyond other national brokerages. The program is represented by highly rated insurers with significant claims handling experience. The Wood Insurance Group has established risk based evaluation tools that are specific to UCM. This allows highly rated insurers to charge less for many services provided in UCM that represent low risk, but are not separated out as low risk by insurers in general.

Risk profiles mapped out for other specialties are now generally applied to UCM, often perceived as only a notch below emergency medicine. Because this program for AAUCM members is tailored to the unique needs of UCM, and because The Wood Insurance Group retains insurance carriers willing to evaluate the specialty as unique, AAUCM members will not feel they are "square pegs placed in round holes."

The Wood Insurance Group has provided coverage to Urgent Care Clinics for more than 20 years, and has developed strong ties to insurers they have helped educate about UCM. The Wood Insurance Group has also developed strong ties to UCM clients through sharing comparative knowledge, identifying Best Practice ideas, and by relaying these ideas back to insurers for reduced rates.

TOTAL QUALITY APPROACH/ CUSTOMIZED BENEFITS

• AAUCM Member Discounts
• "Best Practice" guidelines for reduced rates
• UCM specific insurance products
• Educational support for risk reduction
• Risk management support
• Underwriting expertise
• Client services
• Claims assistance
• FTE model for part-time doctors

MEDICAL PROFESSIONAL LIABILITY FEATURES AND HIGHLIGHTS

• $1,000,000 per claim/$3,000,000 aggregate with up to $10,000,000 overall aggregate (lower limits apply in certain states)
• Per visit rating
• Growth allowance for ratable visits
• Ratings consider the types and number of visits
• Ability to assume prior acts for active and departed providers
• Defense expenses for administrative, regulatory, and disciplinary hearings
• Options for defense expense inside or outside the limit
• No tail charge for providers who leave your group. They are covered while they worked for you as long as the policy continues to be in force.
• Several deductible options
• Easily add and subtract providers during the policy year
• Expert service to all clients, large and small

RISK MANAGEMENT SUPPORT

Depending on the selected insurer, The Wood Insurance Group clients receive urgent care - specific risk management resources and services including assistance with policy and procedure development, access to a support hotline designed to mitigate potential loss, and reinforce the central role each individual plays in managing risk. Clients may also access an educational video lending library.

FOR MORE INFORMATION CONTACT

David Wood at (800) 695-0219 Ext. 270 or via e-mail at davidw@woodinsurancegroup.com.